Freedom Futures: Cash for Today, Capital for Tomorrow, is a first-of-its-kind accelerated Baby Bonds pilot program that seeks to understand how direct investments in young people can provide financial stability and accelerate their ability to build wealth. The program provides young people with an income support so they can meet their needs today and an investable sum to build long-term wealth—cash for today, capital for tomorrow.
Applications close at 11:59 PM EST on August 27, 2025.About Freedom Futures
Freedom Futures is a four-year pilot program that provides participants with a unique combination of financial resources and education:
An Investable Sum – Participants receive up to $20,000 for wealth-building purposes such as homeownership, entrepreneurship, higher education, or investing in a retirement account.
Monthly Income Support – Participants receive $500 per month for four years, no strings attached, to meet basic needs.
Financial Education & Advising – Online, group, and one-on-one advising to support informed financial decisions and goal-setting.
The program has two goals:
Support Participants & Communities: Through cash transfers and wraparound services, improve the financial stability, wealth positions, wealth trajectories, and other key outcomes of program participants.
Generate Learnings: Generate evidence and narratives to inform early wealth building policy proposals and programs, like Baby Bonds. State-level Baby Bonds programs will not generate learnings for 18+ years. Our program will generate data, stories, and narratives within four years as well as learnings on various aspects of program implementation - like financial advising.
Discover how Freedom Futures is creating pathways to financial freedom in Atlanta.
In this short video, Amit Khanduri, our Director of Programs, discusses the Freedom Futures program.
Eligibility Criteria
To be eligible for the Freedom Futures program, applicants must meet all of the following criteria:
Enrollment with a Freedom Futures Partner:
Mays High School: Must have graduated in the Class of 2025 with a cumulative GPA of at least 2.0.
Clark Atlanta University: Must have sophomore, junior, or senior status in Fall 2025, be in good academic standing (cumulative 2.0 GPA or higher), and have completed one or more semesters at CAU as an undergraduate student.
Atlanta Metro State College: Must be enrolled in a Certificate, Associate's Degree, or Bachelor's Degree program with at least a 2.0 cumulative GPA.
Age: Be 18-25 years old at the time of application.
Household Income: The applicant’s household income must be at or below 200% of the Federal Poverty Line. For example, for a household of 1 is ~$31,000/year. For a household of 3 that is ~$52,00/year. You can check online to see the exact thresholds for eligibility.
Please review the Freedom Futures application for the full eligibility criteria and the list of required documents.
Apply today! Applications close at 11:59 PM EST on August 27, 2025.
Eligibility Criteria
To be eligible for the Freedom Futures program, applicants must meet all of the following criteria:
Enrollment with a Freedom Futures Partner:
Mays High School: Must have graduated in the Class of 2025 with a cumulative GPA of at least 2.0.
Clark Atlanta University: Must have sophomore, junior, or senior status in Fall 2025, be in good academic standing (cumulative 2.0 GPA or higher), and have completed one or more semesters at CAU as an undergraduate student.
Atlanta Metro State College: Must be enrolled in a Certificate, Associate's Degree, or Bachelor's Degree program with at least a 2.0 cumulative GPA.
Age: Be 18-25 years old at the time of application.
Household Income: The applicant’s household income must be at or below 200% of the Federal Poverty Line. For example, for a household of 1 is ~$31,000/year. For a household of 3 that is ~$52,00/year. You can check online to see the exact thresholds for eligibility.
Please review the Freedom Futures application for the full eligibility criteria and the list of required documents.
Apply today! Applications close at 11:59 PM EST on August 27, 2025.