Built for the Next Generation: Young Adult Perspectives on Federal Early Wealth Building Policy

Georgia Resilience and Opportunity Fund (GRO Fund) and the Aspen Institute Financial Security Program (Aspen FSP), two organizations focused on centering people with lived experience in their work, partnered to host a two-hour, in-person roundtable of 10 young adults, ages 18-25, in July 2025 to learn their perspective on federal early wealth building.

This brief summarizes the roundtable discussion and aims to elevate the voices of young people. While naturally 530A Accounts were a major focal point of the discussion given the roundtable’s timing, the conversation also included other early wealth building policies such as Baby Bonds and Children’s Savings Accounts (CSAs).